Merchant Cash Advance Law Firm | Grantphillipslaw.com

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Debt Collection Attorney | Grantphillipslaw.com

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funding merchant source | Grant Phillips Law, PLLC

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New York Enacts APR Disclosure Laws

While S.B. 5470 is yet to commence, questions arise. More specifically, questions about protocol and details about the mechanics of how, where, and when to disclose exist. While details such as these remain outstanding, the law is nevertheless a massive win for small businesses and record-setting by virtue of the existence of a law that provides protection to small businesses against lending abuses.



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Merchant Cash Advance 101 – Explained

The industry has been booming ever since and without regulation and no barrier to entry, hundreds of participants have entered the MCA lending sphere. While many engage in deceptive lending practices together with other predatory abuses, including illegal collection methods, harassment and fraud, there are some participants that do follow the law.



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New York MCA Laws Updated

S.B. 898 explains that a car dealer is exempt from the disclosure requirements of SB 5740 provided the recipient of the financing is also a car dealer or a car rental company and where their dealings lead to a transaction that exceeds $50,000.00.



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Tackle All Your Debt with A Debt Relief Attorney

We are being bombarded on TV and RADIO about “magical” debt elimination programs or hearing and reading of genius debt settlement systems. BEWARE, there are many unscrupulous folks and companies out there praying on those in debt, promising illegal solutions and taking loads of the debtor’s hard earned money while doing nothing.



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