What is Co-Pay in Health Insurance and How Does It Work?

Ever felt confused when your health insurance claim still demands an extra payment? That unexpected cost is often due to the co-pay clause—a feature many policyholders overlook. Co-pay determines how much you share during a medical expense, impacting your premiums, savings, and long-term financial planning. Understanding it helps you avoid surprises and choose a policy that truly protects you.
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